COMPANIES

_{Professional Casualty Association (PCA) is a reciprocal exchange founded to restore financial protection
and security to Pennsylvania's practicing physicians and their corporations.
-PCA offers Claims-Made type of policies.
-PCA will cover "prior acts" meaning you do not have to purchase a "tail" from your prior carrier to
secure a policy with PCA.
-PCA believes that Fighting Back is good business as it discourages frivolous lawsuits.
-PCA maintains reinsurance through an "A" rated carrier.
-PCA does not require subscription or application
fees.
-PCA has never had a rate increase!}

_{-PaPRI is a Pennsylvania licensed and admitted carrier
who offers both Claims-Made and Occurrence policies to PA physicians and their corporations.
-PaPRI's policy includes,
at no extra cost, additional defense limits for Medicare/Medicaid actions, licensing actions and EPLI defense.
-PaPRI
offers "prior acts" for those looking to transfer their claims-made policy from another carrier.
-PaPRI's free
tail provisions are among the most generous in the business.
-PaPRI does not require capital contribution or subscription
fees in order to obtain insurance with them.}

_{PaHPIX is a reciprocal exchange that is in the business of putting good
doctors first.
PaHPIX is a domestic Pennsylvania insurer which is funded by participating healthcare providers and is
reinsured by A-rated carriers.
-PaHPIX provides an alternative source of med mal insurance for physicians in Pennsylvania.
-PaHPIX has been able to stabilize the cost of insurance through sound underwriting, risk management and innovative claims
defense.
-PaHPIX offers "prior acts" coverage which allows physicians to shift their present "claims-made"
policy over to PaHPIX without first purchasing a "tail".
-PaHPIX offers a variety of discounts and benefits
to their insureds.
-PaHPIX, through sound management, has been able to offer extremely competitive premium rates for
Pennsylvania physicians.}

_{Physicians
Insurance Program Reciprocal Exchange (PIPRE)
-PIPRE is a Pennsylvania licensed and admitted carrier.
-PIPRE offers
both Occurrence and Claims-Made policies.
-PIPRE offers a "pre-paid" conversion program allowing your current
claims-made policy to convert to an occurrence policy in 5 years.
-PIPRE offers prior acts coverage enabling physicians
to shift their coverage to PIPRE without first purchasing a tail.}

^{-Valiant
Insurance Company is rated (A-) by the A. M. Best Company.}
^{-Valiant
is licensed on an admitted basis in 47 states}
^{-Valiant
is nationally recognized as a preferred physician professional liability program.}
^{-Valiant insures uniquely selected physicians to help ensure that
your premium dollars are not subsidizing high risk groups or individuals.}
^{-Valiant offers claims made policies to Pennsylvania physicians and their professional
corporations.}
^{Valiant also offers:}
^{Flexible payment plan - interest free payments - credit card payments
- electronic payment discounts - flexible billing dates - 24 hour turn around for completed applications - medical license
coverage - HIPPA legal defense coverage - Medicare/Medicaid legal defense coverage - legal defense outside of the policy limits
- non assessable policy - 24 hour secure web access}