HOMEWHY CHOOSE PIC?GET A MED MAL RATE INDICATIONAPPLICATIONSOCCURRENCE OR CLAIMS MADECONTACT USPOLICY HOLDER REQUESTSMEET OUR STAFFWE SUPPORTFAQsBUSINESS OWNERS POLICY

Q: Do I need to purchase a "tail" to switch my claims made policy to another carrier?

A: Many companies offer "prior acts" coverage meaning they will insure you and cover you back to the retroactive date of your claims made policy as long as your application is acceptable. This eliminates the need to purchase a "tail" prior to switching carriers.

Q: Can I finance my premium?

A: Yes, convenient finance programs are available for your entire premium. These programs consist of a 10 or 20% downpayment followed by 9 or 10 monthly payments to the finance company who paid your premium in full to the malpractice carrier.

Q: How can I get a free "tail" for my claims made policy?

A: Most carriers offer free "tails" based upon age and years insured by the company. A common free "tail" provision requires that you have been insured with the company for at least 5 years, you are 55 years of age or older and permanently retire from practice. You should check with your carrier about free "tail" provisions as they can vary greatly from carrier to carrier.
Some carriers offer "conversion" types of policies where you claims made policy will be converted to an occurrence policy after a certain number of years with the carrier. 

Full name:
Email address:
Question: